@book{16254,
	author = {Birech, Daniel Kipkosgei and Nzioki, Paul Muoki},
	title = {An analysis of the factors affecting loan utilization among administration police officers in Nakuru county, Kenya},
	publisher = {Kabarak university},
	year = {2013},
	address = {Nakuru, Kenya},
	edition = {1st ed.}
}