00412nam a22001332  4500001001100000005001700011008004100028040001500069100003000084245008200114300001400196650003100210650003700241000002529520151021153130.0150610s         xx           000 0 eng d  aKABUcKABU1 aKigen, Daisy.@000018584110aFactors affecting non-performing loans in commercial banks /cby Daisy kigen.  ax, 73  p. 0aBank failures.@0000185842 0aDebtor and creditor.@0000165210