Chesang, Evans Kimutai <br/><br/>
SMS-Based authentication  framework for a joint account ATM Transaction. 
Evans Kimutai Chesang. 
 - Kabarak, Nakuru, Kenya:  Kabarak University,  2016 
 - xii, 134 leaves  
<br/><br/><label>LC Class. No.: </label>The GMI 0109  / .C44 2016 C.1