00428cam a22001452 4500001001100000005001700011008004100028020001200069040001500081050001700096245007200113260002900185300001000214650005800224000000296320151217145732.0070424s xx 000 0 eng d cKES 300 aKABUcKABU 0aHG2126b.H6910aHow to run a successful savings and credit scheme in 19 easy steps. aNairobi :bUNDP,c[2003] a30 p. 0aSavings and loan associationxmanagement.@0000152514