00578nam a22001577a 4500008004100000040001500041050002600056100002800082245015800110260004700268300001600315500002700331650002400358700002000382700001800402250306b        |||||||| |||| 00| 0 eng d  aKABUcKABU  aThe HF5635b.W33 2020  aWabwire, Joseph Masinde  aFinancial inclusion determinants  and their effect on utilisation of formal financial services by small holder farmers in Kenya /cJoseph Masinde Wabwire  aNakuru, Kenya:bKabarak University,c2020.  axvii, 225p.  aUnpublished PHD thesis  aFinancial inclusion  aMuhanji, Stella  aNjuguna, Amos