TY - BOOK AU - Munene, Ruthwinnie Njeri AU - Prof. Tom Mokweri Nyamache AU - Dr. Paul Muoki Nzioki TI - An assessment of the role of credit reference beraus in mitigating against credit default in commercial banks in Kenya PY - 2017/// CY - Kabarak, Nakuru, kenya PB - Kabarak university KW - credit default ER -